Caisse des Dépôts et Consignations is a new type of public investor, with public-interest missions in support of public policies conducted by the State and local authorities in the field of development. It is an institutional investor and a long-term lender.
The Banking Services Department (DSB) is a CDC Department whose main mission is to exercise the prerogative of trusted third parties devolved to the Institution by laws and regulations. As such, it must manage all funds admitted in deposits, consignments and mobilize popular savings. Its mission is to receive, store and then return the deposits to the beneficiaries in compliance with legal and regulatory provisions.
Management is working to explain the unique features of Account Management through the implementation of processes, procedures and supports for internal and external use. In addition, the implementation of an IT application called "THEMIS" has made it possible to promote harmonised and efficient management of the activities of legal and consignment professionals and, in the near future, of savings.
The Deposit Service, under the supervision of the Director of Banking Services, manages all institutional transactions by offering them the following front and back office services :
Institutional investors include all public bodies and management entities registered in the Finance Act and subject to State subsidies. There are 4 categories of administrations, namely:
Maintaining the accounts of legal and other professionals is a business of the Banking Services Department (DSB). To ensure the security of regulated funds, CDC offers its clients a range of banking products specific to their activities, such as:
By legal professions is meant all professionals of private or public status exercising offices, offices or other ministries on a permanent or occasional basis directly related to judicial or legal activity, in particular:
The management of the Consignations consists in receiving, preserving and returning to their beneficiaries, deposits received in accordance with legal and regulatory provisions.
The management of regulated savings is a profession of the Banking Services Department (DSB). As such, it must mobilize popular savings booklet and ensure security and liquidity;
To fulfill this mission, the DSB creates popular savings products on innovative booklet, the mechanism of repayment to the CDC would facilitate the financing of public projects such as: the construction of social housing and community facilities for local authorities .
Individuals and associations account in financial institutions belonging to its collector network.
It is an activity that highlights two departments of the said subsidiary, namely the department in charge of assets and the commercial department. One is in charge of the control and monitoring phase of all the real estate assets, and the other is in charge of the marketing of the various housing units after delivery.
Avorbam Investissements optimally manages two real estate projects currently in the commercialization phase:
The real estate program is structured around 15 buildings, located in the northern area of Libreville, precisely in the municipality of Akanda, Avorbam district. This development consists of two types of housing:
100% marketed, they remain accessible to all Gabonese since they are based on a hire-purchase formula for a period of 15 years. The Bougainvilleers have a community system administered by a Syndic.
It is located on the outskirts of Les Bougainvilliers, and is structured around a development of 173 villas on one level, of which 163 have 3 bedrooms, 10 have 2 bedrooms, and 27 apartments divided into 3 blocks of R+2 buildings. This program is currently marketed at 75%.
In order to support the public policies pursued by the Government and local authorities in the field of housing in accordance with Strategic Objective 20 of the Emerging Gabon Strategic Plan, Caisse des Dépôts et Consignations has developed close contacts with local and international companies.
The financing part is dedicated to Income Generating Activities (IGAs), the CDC in its role as a public policy advisor identifies potential income-generating projects to finance the self-employment of young people.
It partners with specialized entities (FNAS, ONE) in the identification of project leaders through their databases for the selection of projects to be funded.
It carries out the administrative, legal, technical and financial structuring of the project in order to determine the level of financing to be granted, the profitability and the general interest.
The intermediation of the CDC allows:
The CDC also monitors the project's management, profitability and sustainability through monitoring by the project's stakeholders.
Today, in our role as public policy advisors, we make investments that are both competitive and in the public interest.
The main investments made are in real estate projects, notably "Les Bougainvilliers" and "Magnolia".
The CDC continues to invest in this sector to address a housing deficit that is a direction from the highest authorities included in the Gabon Emargent Strategic Plan.
This department is specifically responsible for identifying, supporting and implementing productive projects carried out by local authorities. It is a matter of developing partnerships in all forms between the CDC and local authorities. These partnerships are mainly based on joint ventures, equity investments and indirect financing aimed at empowering communities.